Garza & Associates

Bios

• Roy Garza

  Owner

  Roy Garza – Principal Agent | Garza & Associates – Allstate Insurance With over two decades of experience in the insurance industry, Roy Garza is a trusted and knowledgeable licensed insurance professional serving individuals and families across Bakersfield and Kern County. As the principal agent at Garza & Associates, an independently operated Allstate agency, Roy has built a reputation for providing honest, reliable, and community-focused service across a wide range of personal insurance products. Roy began his insurance career with a mission to help people protect what matters most—family, home, vehicles, and future financial stability. This mission still drives his work every day. Whether someone is buying their first auto policy, updating their homeowner's insurance, or exploring life insurance options to provide long-term security for their family, Roy provides personalized guidance based on the unique needs of each client. His agency, Garza & Associates, is centrally located at 5100 California Ave, Suite 108 in Bakersfield, CA, in the Southwest Bakersfield business corridor. Roy and his team proudly serve residents from Stockdale, Park Stockdale, Westchester, Seven Oaks, and throughout the Bakersfield metro area. With deep roots in the community and strong relationships across the region, Roy understands the local risks and coverage gaps that can affect policyholders—and he works tirelessly to fill those gaps with tailored insurance solutions. Garza & Associates offers a comprehensive selection of insurance products through Allstate, including: Auto Insurance: From liability and collision to comprehensive and full-coverage packages, Roy helps drivers find the right policy for their vehicle, budget, and driving habits. Homeowners Insurance: Roy helps homeowners protect their investment against fire, theft, liability, and unexpected disasters, with a clear understanding of local property risks. Life Insurance: Roy offers term life, whole life, and universal life policies that give families peace of mind and financial support for the future. Renters Insurance: Perfect for college students, apartment dwellers, or temporary housing residents, Roy provides affordable policies that protect personal property and liability. Personal Umbrella and Liability Coverage: Roy advises clients on additional coverage options that offer extended protection beyond standard policy limits. Roy’s approach to client service is rooted in three values: trust, transparency, and education. He believes every customer should understand what their policy includes—and more importantly, what it doesn’t. That’s why Garza & Associates offers free insurance reviews, personalized consultations, and flexible communication methods including phone, email, and in-person meetings. His office is bilingual-friendly, offering assistance in both English and Spanish, which reflects the diversity of the Bakersfield community. Roy is proud to work with first-time policyholders, growing families, retirees, and small business owners alike. Every client, regardless of background, receives the same level of care, respect, and professionalism. As an Allstate agent, Roy also has access to advanced digital tools, mobile apps, and policy customization options that streamline the insurance process and make it easier for clients to stay informed and protected. From paperless billing to claim tracking, Roy and his team help simplify insurance without sacrificing service. In addition to his professional experience, Roy is deeply involved in the local community. His agency regularly supports neighborhood events, local sponsorships, and charitable efforts. Whether it's youth sports, small business collaborations, or public safety initiatives, Roy believes in giving back to the city that has supported him for so many years. If you’re looking for a knowledgeable, compassionate, and professional insurance agent who treats clients like family—not just policyholders—Roy Garza and Garza & Associates are here for you. Contact Roy Garza Agency: Garza & Associates – Allstate Insurance Location: 5100 California Ave, Suite 108, Bakersfield, CA 93309 Phone: (661) 397-2810 Email: RoyGarza@allstate.com License: California Insurance License [Insert License Number] Languages: English, Spanish Website: https://agents.allstate.com/roy-garza-bakersfield-ca.html